No VM is running, but 8 of 16 CPUs are in 100% usage in htop

was expecting realtek given your symptoms ;)

its possible that alx drivers have issues with kernel ver 6.8; I dont have any hardware with this chip so I cant test, but I would see if the behavior is different on 6.5.
Originally, the issue occurred on an Intel NIC, and then on this Qualcomm one. I can't tell since when, but several weeks ago, there's no issue with both two.