If you set everything up properly, then when you run:
qm terminal [VMID]
You will be able to login with your username and password.
After you are logged in, you can then examine the running VM and you will find:
Code:
cat /etc/ssh/sshd_config.d/60-cloudimg-settings.conf
PasswordAuthentication no
This is common to all modern cloud images produced by the vendors. If you want to change this, you will need to create a custom CloudInit, or modify the image, or create your own.
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