The key point is that no motherboards exist that split a 16-lane slot into two 8-lane slots, except for high-end chipsets. (It may exist, but it is rare.)
The Ryzen CPU lanes are 24 lanes for the 5700X3D. Four of these lanes are reserved for the connection between the chipset and the CPU and are not available to the user.
*On the motherboard, the CPU lanes are designed to be used regardless of the chipset.
The remaining 20 lanes can be used in configurations such as x8x4x4x4, x8x8x4, or x16x4. (Depending on the motherboard or BIOS design)
If there are no iommu issues and you are not dissatisfied with x4 connections, the x16x4 configuration is actually perfectly fine.
*Multiple people are probably playing using an eGPU like the x4 connection (Oculink)
*ECC support is complicated, so I don't know.
The Ryzen CPU lanes are 24 lanes for the 5700X3D. Four of these lanes are reserved for the connection between the chipset and the CPU and are not available to the user.
*On the motherboard, the CPU lanes are designed to be used regardless of the chipset.
The remaining 20 lanes can be used in configurations such as x8x4x4x4, x8x8x4, or x16x4. (Depending on the motherboard or BIOS design)
If there are no iommu issues and you are not dissatisfied with x4 connections, the x16x4 configuration is actually perfectly fine.
*Multiple people are probably playing using an eGPU like the x4 connection (Oculink)
*ECC support is complicated, so I don't know.
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